Our Services
What We Do
Quality Financial Services in Liverpool and Across the UK
Please find below a list of the financial services in Liverpool we provide and a brief introduction to each financial product area. We would be happy to discuss your requirements so please do contact us for an informal discussion to see how we might be able to help you:
Financial Planning
Professional Financial Planning is the process which aims to help you realise your ambitions – whatever they may be. We can help you make informed decisions about your financial future – short, medium and long term.
You will almost certainly have plans of one kind or another – buying a home, starting a family, living abroad, perhaps retiring, but such ambitions have financial implications and you can’t leave it all to chance. Careful planning aims to help turn your plans into reality and the sooner you start your financial planning the greater your chance of realising your goals.
Enquire today to find out more about our financial services in Liverpool.
Wealth Management
THE VALUE OF INVESTMENTS AND THE INCOME THEY PRODUCE CAN FALL AS WELL AS RISE. YOU MAY GET BACK LESS THAN YOU INVESTED.
Wealth, just like your health, must be carefully preserved. Your assets need to be protected against the potential threats of erosion by taxation, the effects of inflation and investment risks.
Whatever your level of wealth, there is nothing wrong in making the decision to prepare a risk aversion strategy. Risk aversion is a reasonable and prudent strategy for anyone who is sure that they already have ample to provide for themselves and their family into the future.
Enquire today to find out more about our financial services in Liverpool.
Pensions
THE VALUE OF PENSIONS AND THE INCOME THEY PRODUCE CAN FALL AS WELL AS RISE. YOU MAY GET BACK LESS THAN YOU INVESTED.
When you retire you still need food and shelter as an absolute minimum, but of course you will want to maintain the lifestyle to which you have become accustomed, so unless you can guarantee a large inheritance or windfall, then you need to provide yourself with a secure income for the rest of your life.
A well prepared pension plan which is regularly reviewed should go some way to providing you with a reasonable level of income in your retirement. It requires action as soon as possible, so start now – and if you have already started, take the opportunity to have a closer look at your existing arrangements to make sure you are on track.
Enquire today to find out more about our financial services in Liverpool.
Life Assurance
THE PLAN WILL HAVE NO CASH IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM. IF PREMIUMS ARE NOT MAINTAINED, THEN COVER WILL LAPSE.
The main purpose of Life Assurance is to provide money for those people who may depend on you financially, in the event that something should happen to you. These people could include family members or business partners. It can provide the reassurance of financial protection for you, your family and your business associates.
A Life Assurance policy pays out a sum of money when the person who is covered by the plan dies. The money is intended to pay off any outstanding debts and support your dependants financially by providing them with a further lump sum or a regular income if you die.
Please be aware that this type of assurance is based on an assessment of the health of the applicant.
Enquire today to find out more about our financial services in Liverpool.
Taxation
TAX TREATMENT VARIES ACCORDING TO INDIVIDUAL CIRCUMSTANCES AND IS SUBJECT TO CHANGE.
THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE ADVICE ON ESTATE PLANNING AND TAX PLANNING.
Most of us face being taxed on our income, our capital gains, and in some circumstances the value of our estate when we die.
Taxation can be very complicated and the rules, reliefs and allowances often change, so it is worth obtaining a clear grasp of how these taxes work by discussing with a professional adviser the most efficient way to arrange your finances.
An expert will be able to help you plan your taxes in advance, and come up with effective strategies that will use the lawful reliefs and allowances to minimise the amount you have to pay.
Enquire today to find out more about our financial services in Liverpool.
Business Insurance
All businesses are exposed to risks in their day-to-day operations. Without insurance cover to provide protection against some of these risks, businesses would find it difficult to operate efficiently and profitably.
All businesses that employ at least one person are legally required to have Employer’s Liability Insurance.
These days, many people are not afraid to seek compensation. No win – no fee advertisements encourage claims, and businesses need to protect themselves against liability claims that could run into millions of pounds. In addition, you could be held personally responsible and even face criminal charges if found negligent.
Adequate insurance is therefore not a luxury – it is an absolute necessity.
Enquire today to find out more about our financial services in Liverpool.
Savings and Investments
THE VALUE OF INVESTMENTS AND THE INCOME THEY PRODUCE CAN FALL AS WELL AS RISE. YOU MAY GET BACK LESS THAN YOU INVESTED.
When someone talks about savings and saving money, they could be referring to a piggy bank on the mantelpiece or a high interest deposit account. Savings are effectively cash or cash instruments, for example, deposit accounts or term bonds.
Investing is what you can do with the savings you have created – if you are looking to generate a return on your money that is greater than what is already available to you through your savings instruments.
Enquire today to find out more about our financial services in Liverpool.
The Financial Conduct Authority does not regulate advice on cash held on deposit.
NHS Pensions
As a dedicated worker within the NHS, you spend your career helping others. At Taurus Financial Planning we’ll help you make the most of your pension – so you can fully enjoy your richly deserved retirement.
With three different parts of the scheme in operation, the NHS pension isn’t the easiest thing to understand. May this be annual allowance issues or understanding the impact of the McCloud judgement
In many cases we see NHS pension members let the pension tax or penalties dictate how they wish to work or retire. We look to review your entire position so we can solve short terms issues whilst providing a long term plan.
Enquire today to find out more about our financial services in Liverpool.
Estate Planning
Like all our services, our wealth planning begins with your needs and ambitions, always with an eye on how they may change over time. We dont just focus on your investment; we will consider how we can apply all of our resources to help you with planning for all ambitions. Regular meetings with us to ensure your plan is up to date and always ready for whatever challenges and opportunities come along. It’s this rounded and long-term approach that sees us looking after the needs of families for generations.
We’re here for all of life’s milestones and help our clients prepare for the future. We are able to help navigate the complexities of estate planning, inheritance tax and setting up trusts, for seamless family transitions. By helping you with inheritance tax mitigation, or working with your solicitor on appropriate Will and Trust structures, we can help you pass on your wealth tax efficiently. For added reassurance, we can help with a range of protection solutions, including life assurance to protect your family. Trust, Estate Planning & Inheritance Tax Planning are not regulated by the Financial Conduct Authority.
Trust, Estate Planning, Will Writing & Inheritance Tax Planning are not regulated by the Financial Conduct Authority
Enquire today to find out more about our financial services in Liverpool.